You may think that you do not need to carry motorcycle insurance because it is an additional expense. However, if you own a motorcycle and you ride it, then motorcycle insurance is what protects you and your motorcycle on the road. If you have never had this type of insurance before, and you want to know more about it, Palm Valley Insurance Inc. serving clients in Ponte Vedra Beach, FL prepared the basic information about motorcycle insurance you should have:
What Should You Know About Motorcycle Insurance?
- Most insurance companies offer the following coverage options: collision coverage (damage to your motorcycle minus the deductible amount), comprehensive coverage (covers if your motorcycle was stolen or damaged), medical payments (covers medical bills if your passenger is injured in a road accident), and personal injury protection (covers your medical bills, as well as medical bills of your passenger and pedestrians injured in a road accident).
- There are ways to save money on motorcycle insurance. You can get a discount if you buy another policy from the same insurance company, maintain a good driving record, complete a motorcycle rider training course, insure two or more motorcycles with the same company.
- Motorcycle insurance may cover more than just your motorcycle. Some policies also cover mopeds, scooters, and even your gear.
- Roadside assistance may be covered by your insurance as well. Usually, roadside assistance helps with an empty gas tank, flat tire, dead battery, and other issues.
Palm Valley Insurance Inc. – Your Safety Is Our Priority
Do you live in Ponte Vedra Beach, FL or any other nearby town? Are you looking for reliable motorcycle insurance? Then Palm Valley Insurance Inc. is ready to help you find a policy you need. We take into consideration your budget, personal preferences, and requirements, and offer you a perfect insurance option. Do not hesitate to give us a call if you have any questions.