Will My Motorcycle Cover a Custom Paint Job?

Motorcycle owners love their bikes. Many have their rides customized with unique mirrors, handlebars, seats, saddlebags, and customized paint jobs. The agents of Palm Valley Insurance Inc. can assist motorcycle owners in Ponte Vedra Beach, FL with getting the coverage they need to properly insure their bikes for not only the mandatory liability but also for the cost of repairing or replacing their bike if an accident occurs.

Customized Paint and Modifications

Customized paint jobs and modifications can dramatically increase the replacement cost of your motorcycle. A traditional motorcycle insurance policy, however, will only cover the replacement cost of the original bike before modifications were made. It will also provide you with the mandatory liability coverage that is required by the state. 

Additional Coverage

If you want to insure your motorcycle for the cost of all of your modifications and your personalized paint job, you will have to purchase additional coverage to supplement your original coverage. Discussing your options with an agent is the best way to determine what type of coverage you need and in what amounts. In some cases, you can add coverage directly to your motorcycle insurance policy while in others, you may have to purchase a rider to cover the additional investment.

The agents of Palm Valley Insurance Inc. offer their residents in Ponte Vedra Beach, FL sound advice when it comes to purchasing their motorcycle insurance. Schedule an appointment so that you can discuss your options with an agent. They have all of the information you need to keep your motorcycle fully insured and give you the peace of mind you need. Call today!