Underinsured Auto Insurance: A Vital Option

Uninsured insurance policies are a common safeguard against various auto accident risks. But, if you don’t have one of these policies, you’re doing yourself a grave disservice. Thankfully, we at Palm Valley Insurance Inc. can help Ponte Vedra Beach, FL, residents get the policy they need. 

How This Insurance Helps You 

  • An uninsured or underinsured motorist policy is an additional type of coverage you can add to your current coverage. It would go into effect if the driver who caused the accident had no insurance or poor insurance. When utilized, it helps to protect you by offering a myriad of benefits: 
  • Medical Payments – If you are seriously injured in a car accident, and the at-fault driver has no insurance, you may find yourself either having to sue the driver or pay the bills yourself. Thankfully, this policy type helps by providing payment, even though you’re not to blame. 
  • Auto Repair – Like with medical payments, a driver with no or poor insurance will leave you in the lurch when it comes time to repair your car. Thankfully, this policy type will help you by paying for these repairs, minimizing any long-term financial struggles as well. 

Other Protection – If you lose out on work time or experience any financial loss due to an underinsured or uninsured driver, this policy will compensate you. It will pay up to its policy limits, so make sure you find an option that fits your financial needs. 

Give Yourself the Policy You Need 

Protect yourself and your family by finding an uninsured driver policy that meets your needs. Our team at Palm Valley Insurance Inc. will do what is necessary to ensure that you are satisfied with your Ponte Vedra Beach, FL policy and will work with you to give you the help you need.