Step To Making a Motorcycle Insurance Claim After An Incident

Getting specialized, dedicated insurance in Ponte Vedra Beach, FL from Palm Valley Insurance Inc. protects you and your motorcycle. While making a claim is something no motorcyclist hopes for, claims are sometimes necessary, and here’s how you handle them properly.

How To Prepare to Make a Claim

One of the first and most important steps in making a claim is preserving evidence, especially if another party is involved in the incident. At the scene, document any other involved parties, their pertinent information, and taking photos before the vehicles are removed are only part of this process. When taking photos, pay special attention to any damages to the motorcycle and the area of the car that struck your bike. Take pictures of any gouges, skid marks, or other conditions that may explain how and where the accident occurred.

You and the other party should make note of each other’s names, addresses, and license numbers. Also, document the car’s make and model, license plate number, insurance company, and policy number. Ask witnesses to either remain on the scene for law enforcement to take a statement or get their name and number if they can’t stay. Then, contact law enforcement. Many in accidents call the police first, and that’s a good approach. Last, get medical attention if needed and follow through with it if it becomes part of your claim.

How Do I Make the Claim?

For those making a claim against their own company (a common move when dealing with at-cause parties with no insurance), the agent puts you in touch with a claim’s adjuster who will verify incident-related paperwork and have you sign a few forms. When making a claim against the other driver, contact their insurance company.

Make a Claim Under a Reliable Motorcycle Insurance Policy

It’s no secret that motorcycle accidents can result in both property and physical damage, so be armed with adequate coverage. Contact Palm Valley Insurance Inc. in Ponte Vedra Beach, FL for a customized policy quote.