When you’re shopping for auto insurance, it’s important to get the right policy for your needs. Auto insurance comes in many types, including comprehensive coverage and full coverage. Understanding the differences between the two can help you select the most suitable policy.

The professionals at Palm Valley Insurance, Inc., serving Ponte Vedra Beach, FL, can help. We’re happy to answer your questions about auto insurance. Here’s what you should know about these two popular types of auto insurance.

What Is Comprehensive Auto Coverage?

Comprehensive auto insurance pays to repair or replace your vehicle for noncollision damage, like theft and fire. If you live in an area where auto theft is common, for example, comprehensive auto coverage may be a sensible type of policy for you. 

What Is Full-Coverage Auto Insurance?

Full-coverage auto insurance is a combination of several types of auto insurance, including liability, comprehensive, and collision. Full-coverage auto insurance offers the most coverage available. 

Which Type of Coverage Is Right for You? 

If you have a new car that you purchased with a car loan, your lender may require you to get full coverage auto insurance. If you don’t have an auto loan, you can decide which type of auto insurance is right for you based on the value of your car, your budget, and other factors. Talk to your insurance agent to determine which is best for you. 

Need Auto Insurance? Call Us

If you need auto insurance, the professionals at Palm Valley Insurance, Inc., serving Ponte Vedra Beach, FL, can help. Call to learn more.