{"id":62,"date":"2020-02-24T04:00:00","date_gmt":"2020-02-24T10:00:00","guid":{"rendered":"https:\/\/www.palmvalleyinsure.com\/blog\/?p=62"},"modified":"2020-02-24T15:59:12","modified_gmt":"2020-02-24T21:59:12","slug":"what-is-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.palmvalleyinsure.com\/blog\/what-is-umbrella-insurance\/","title":{"rendered":"What Is Umbrella Insurance?"},"content":{"rendered":"<p>Umbrella insurance is designed to supplement your basic insurance policies, including renters insurance, auto insurance, and home insurance. Its purpose is to protect your assets if you are held responsible for an accident, damages, or injuries. Some assets that it can help protect are:<\/p>\n<ul>\n<li>Home and vehicles<\/li>\n<li>Retirement accounts and other investments<\/li>\n<li>Future income<\/li>\n<li>Bank accounts<\/li>\n<li>Vacation and rental properties<\/li>\n<li>Businesses you own<\/li>\n<\/ul>\n<p>Umbrella insurance policies start at $1 million in coverage, but you can get higher levels of coverage. The amount you need depends on what you stand to lose. Consider the following:<\/p>\n<ul>\n<li>What is your net worth? If you were sued, how much do you need to protect?<\/li>\n<li>What types of risks do you face regularly?<\/li>\n<li>What is the potential loss of your future income, including your earning potential if you are on your way to a promotion?<\/li>\n<\/ul>\n<p>If you are still unsure of the amount of coverage you need, Palm Valley Insurance, Inc. in Ponte Vedra Beach, FL can help you decide. Depending on your current financial situation, you might also consider consulting a financial advisor. He or she can help you determine the value of your current and future assets so that you obtain enough coverage.<\/p>\n<p>An umbrella insurance policy can be beneficial in personal situations, but it can also cover you in professional ones, as well. For instance, if you own rental property, umbrella insurance can provide additional protection should you face situations such as a guest being injured or if a fire that you are held liable for ruins all of your tenant&#8217;s items. Umbrella insurance can protect other North East Florida business owners as well.<\/p>\n<p>If you live in Ponte Vedra Beach, FL and have assets to protect, give Palm Valley Insurance, Inc. a call or stop by today.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance is designed to supplement your basic insurance policies, including renters insurance, auto insurance, and home insurance. Its purpose is to protect your assets if you are held responsible for an accident, damages, or injuries. Some assets that it can help protect are: Home and vehicles Retirement accounts and other investments Future income Bank [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3,2],"class_list":["post-62","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-palm-valley-insurance-inc","tag-ponte-vedra-beach-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.palmvalleyinsure.com\/blog\/what-is-umbrella-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Palm Valley Insurance Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Is Umbrella Insurance? 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