{"id":170,"date":"2024-05-27T04:00:00","date_gmt":"2024-05-27T10:00:00","guid":{"rendered":"https:\/\/www.palmvalleyinsure.com\/blog\/?p=170"},"modified":"2024-05-17T15:42:20","modified_gmt":"2024-05-17T21:42:20","slug":"should-a-married-couple-take-out-a-single-auto-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.palmvalleyinsure.com\/blog\/should-a-married-couple-take-out-a-single-auto-insurance-policy\/","title":{"rendered":"Should a Married Couple Take Out a Single Auto Insurance Policy?"},"content":{"rendered":"

You might not think about talking to Palm Valley Insurance Inc. before getting married. Your religious official or a pre-marriage counselor in Ponte Vedra Beach, FL, probably tops your list. However, every couple should speak with their insurance agents before marriage.<\/p>\n

Consulting Your Insurance Advisors<\/strong><\/h2>\n

Before your wedding, obtain a quote from each spouse-to-be’s insurance agent for a joint insurance policy. You may find it cheaper to buy a joint policy or for each to maintain your current individual policies. Here’s why.<\/p>\n

When a couple marries, they typically reduce the risk they pose to a financial institution. Married people tend to drive safer, resulting in lower premiums.<\/p>\n

However, if one or both spouses have a DUI, DWI, or other dangerous driving ticket on their record, it won’t result in lower premiums. Talking to your insurance agent before obtaining your quote and honestly admitting to a bad driving record to your spouse can help build trust in your relationship. <\/p>\n

Avoid the type of conflict depicted in "The Closer" when Brenda and Fritz marry without him revealing the DUIs he had on record. That script accurately illustrated the truism that a married couple should only buy a shared auto policy if both spouses have good driving records. If one has a bad record, the premiums charged will increase. <\/p>\n

Contact Palm Valley Insurance Inc. <\/strong><\/h2>\n

Call or email our office to obtain a quote on joint auto coverage. Let our agents help you find the right auto coverage before you park your cars in the garage of your Ponte Vedra Beach, FL, home.<\/p>\n","protected":false},"excerpt":{"rendered":"

You might not think about talking to Palm Valley Insurance Inc. before getting married. Your religious official or a pre-marriage counselor in Ponte Vedra Beach, FL, probably tops your list. However, every couple should speak with their insurance agents before marriage. Consulting Your Insurance Advisors Before your wedding, obtain a quote from each spouse-to-be’s insurance agent […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3,2],"class_list":["post-170","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-palm-valley-insurance-inc","tag-ponte-vedra-beach-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t